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Working with First Benefits

First Benefits Insurance Mutual is a monoline, mutual insurance company. Providing a competitive workers’ compensation product, First Benefits Insurance Mutual was created by business owners for business owners.

Ease of Doing Business

First Benefits Insurance Mutual provides online quoting, direct access to underwriters and competitive commission structure (including the ability to earn bonus commissions).

Financial Stability

First Benefits Insurance Mutual’s continued growth and reinsurance program have created a fiscally sound foundation, recognized by our peers who have extended commercial umbrella products over our own.

Why work with us?

We are a local company that is attentive to the needs of employers who may be overlooked by large, out-of-state insurance carriers.

  • 25-year track record
  • Responsive and disciplined underwriting
  • Superior claims service
  • Conservative claim reserve philosophy
  • Quality customer service that consistently exceeds expectations
  • New ventures with experienced management considered
  • Up to 45% schedule credits available
  • Several payment plans available
  • Employers liability limits available up to $5,000,000/$5,000,000/$5,000,000

Agent Testimonials

“In this business people rarely stop to say thanks. You usually only hear from policyholders when something has gone wrong. So when one of our policyholders stopped by recently to sign paperwork, we were so pleased when he shared with us that everyone at First Benefits Insurance Mutual, Inc. has been so accommodating and responsive since he filed his claim. He truly felt that when someone asked questions about how he was doing they were genuine in their concern. And went on to say that while this has been an indescribable, traumatic event both physically and emotionally at no point has the workers’ comp process added to his frustrations. Thanks for making us look good! We could not be more proud of our relationship with First Benefits Insurance Mutual and look forward to many more years working together.”

Bryan D. Miranda, Partner
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